A serious illness or disability doesnβt just affect your body β it impacts your income, your family, and your future plans. Health protection solutions help you stay financially stable during lifeβs most challenging moments.
With the right coverage, you can:
Receive a tax-free lump sum in case of a serious illness
Get monthly income if youβre unable to work due to disability
Cover the cost of long-term care or recovery services
Protect your retirement savings from unexpected expenses
Focus on your recovery, not your bills
Types of Living Benefits We Offer
Comprehensive coverage to protect your health, income, and peace of mind.
Critical Illness Insurance
Lump-sum payout upon diagnosis of a covered serious illness (e.g., cancer, stroke, heart attack).
Key features:
Cash to use for treatment, travel, or recovery
Helps fill coverage gaps
Non-taxable benefit in most cases
π΄ Best for: immediate financial relief during a health crisis.
Unexpected health issues can disrupt your lifeβand your finances. James will help you navigate your options so you can face the future with confidence and the right protection for your needs.