Some credit cards offer basic protection, but it’s usually limited and doesn’t compare to a full policy. Ours protects you against real-life risks like cancellations, medical emergencies, lost baggage, and more.

Most plans require you to be covered before departure. To activate trip cancellation and other key benefits, you should buy your policy as soon as you book your travel.

Your policy will reimburse essential expenses like hotel stays, meals, or emergency clothing — up to the coverage limits — so you can keep moving without added stress.

You’re covered for medical emergencies during your trip, as long as any pre-existing conditions are declared at the time of purchase. Transparency means protection.

Yes. Most plans include round-the-clock assistance and, in urgent cases, will coordinate your evacuation or repatriation if needed.

They can be! Some activities require add-ons, but we offer tailored coverage for skiing, scuba diving, cruises, and other adventure-packed experiences.